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Business Money Market Investment
Balance Requirement for Interest Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY Minimum Investment to Open Account
$0.01 - $4,999.99 .05 .05 $0 $2,500
$5000.00 - $24,999.99 .10 .10 $5,000 $2,500
$25,000.00 - over .20 .20 $25,000 $2,500
Rates above are current as of October 31, 2014

Tiered Money Market Accounts: We pay interest on the full balance of your account at the interest rate shown above for the deposit tier which lists your account balance. Additional Account Disclosure information is provided in the supplement to account rules. For current interest rates and annual percentage yield information, call (608) 764-5411.

The Annual Percentage Yield shown above assumes that all principal and interest remain on deposit for the entire term. A withdrawal will reduce earnings. Fees could also reduce earnings on the account.

Note: Rates on investment products are subject to change. Please consult a Personal Banker prior to opening any investment account to verify the current rate.


"Advantage" Index Money Market Account *
Balance Requirement for Interest Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY Minimum Investment to Open Account
$0.01 - $9,999.99 .05 .05 N/A $10,000
$10,000.00 - over .20 .20 $10,000 $10,000
Rates above are current as of October 31, 2014
9* For Balances $10,000 and over, the interest rate is subject to change weekly.

Tiered Money Market Accounts: We pay interest on the full balance of your account at the interest rate shown above for the deposit tier which lists your account balance. Additional Account Disclosure information is provided in the supplement to account rules. For current interest rates and annual percentage yield information, call (608) 764-5411.

The Annual Percentage Yield shown above assumes that all principal and interest remain on deposit for the entire term. A withdrawal will reduce earnings. Fees could also reduce earnings on the account.

Note: Rates on investment products are subject to change. Please consult a Personal Banker prior to opening any investment account to verify the current rate.


Interest Checking Account
Balance Requirement for Interest Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY Minimum Investment to Open Account
N/A 0.05 0.05 N/A $0
Rates above are current as of October 31, 2014
The Annual Percentage Yield shown above assumes that all principal and interest remain on deposit for the entire term. A withdrawal will reduce earnings. Fees could also reduce earnings on the account.

Note: Rates on investment products are subject to change. Please consult a Personal Bankers prior to opening any investment account to verify the current rate.


Christmas Club **
Balance Requirement for Interest Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY Minimum Investment to Open Account
N/A 0.05 0.05 N/A $5
Rates above are current as of October 31, 2014
Balance of Account is mailed to you each year at the end of October.

The Annual Percentage Yield shown above assumes that all principal and interest remain on deposit for the entire term. A withdrawal will reduce earnings. Fees could also reduce earnings on the account.

Note: Rates on investment products are subject to change. Please consult a Personal Bankers prior to opening any investment account to verify the current rate.


Certificate of Deposit/IRA's *
Term Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY Minimum Investment to Open CD
90 days .10 .10 $1,000 $1,000
6 month .16 .16 500 500
12 month .30 .30 500 500
18 month .40 .40 500 500
2 years .50 .50 500 500
2-1/2 years .60 .60 500 500
3 years .70 .70 500 500
4 years .95 .95 500 500
5 years 1.098 1.10 500 500
SPECIAL
15 Month .55 .55 2500 2500
39 Month 1.045 1.05 2500 2500
*Substantial Penalty for Early Withdrawal
Rates above are current as of October 31, 2014. The Annual Percentage Yield shown above assumes that all principal and interest remain on deposit for the entire term. A withdrawal will reduce earnings. Fees could also reduce earnings on the account.


Flexible Certificate of Deposit **
Term Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY Minimum Investment to Open CD
3 years .65 .65 $500 $500
*Substantial Penalty for early Withdrawal
**Features opportunity to increase your rate once during three-year period. Rate above is current as of October 31, 2014. A withdrawal will reduce reduce earnings. Fees could also reduce earnings on the account.






Variable Rate Statement Savings Account
Balance Requirement for Interest Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY Minimum Investment to Open Account
N/A .10 .10 N/A $0
Interest will be compounded every month. Interest will be credited to your account every month. Your interest rate and annual percentage yield may change. We use the daily balance method to calculate interest on your account.
Rate above is current as of October 31, 2014.


Personal Money Market Account
Balance Requirement for Interest Interest Rate Annual Percentage Yield (APY) Minimum Balance to Open APY Minimum Investment to Open Account
$.01 - $4,999 .05 .05 $0 $2,500
$5,000 24,999 .10 .10 $5,000 $2,500
$25,000 - over .20 .20 $5,000 $2,500
Rates above are current as of October 31, 2014

Tiered Money Market Accounts: We pay interest on the full balance of your account at the interest rate shown above for the deposit tier which lists your account balance. Additional Account Disclosure information is provided in the supplement to account rules. For current interest rates and annual percentage yield information, call (608) 764-5411.

The Annual Percentage Yield shown above assumes that all principal and interest remain on deposit for the entire term. A withdrawal will reduce earnings. Fees could also reduce earnings on the account.

Note: Rates on investment products are subject to change. Please consult a Personal Banker prior to opening any investment account to verify the current rate.