Bank of Deerfield - a Wisconsin community bank

  Definitions
  The Information That We Collect
  The Confidentiality, Security, and Integrity of Your Nonpublic Personal Information
  Nonpublic Personal Information and Affiliates
  Nonpublic Personal Information and Nonaffiliated Third Parties
  Nonpublic Personal Information and Former Customers

We, our, and us, when used in this notice, mean Bank of Deerfield.

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us,
such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Retail installment contract we hold and service
- Self-directed Individual Retirement Account where we act as custodian or trustee
- Financial, investment, or economic advisory services
- Home mortgage brokerage

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measure we take to secure that information.

We must first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

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We collect nonpublic personal information about your from the following sources:

Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

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We may disclose nonpublic personal information about you. Here are the kinds of nonpublic personal information we may disclose to our affiliates:

Transaction and experience information from our account records:
- Information about your transactions and experience with us such as:
  - Name
  - Address

Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.

Types of Affiliates
We may disclose nonpublic personal information about you to the following types of affiliates:
- Financial service providers such as Securities broker-dealers

Reasons for Disclosure
Here is why we may disclose nonpublic personal information about you to our affiliates:
- To provide our customers with information about additional products and services

Future Affiliate Disclosure
We also reserve the right to disclose nonpublic personal information about you in the future with the following additional types of affiliates:
- Financial service providers such as Mortgage bankers or Insurance agents

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We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

We do not disclose nonpublic personal information about former customers, except as permitted by law.

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